Senate Bill 54: Florida Bill That Would Repeal The No-Fault Car Insurance System

Senate Bill 54 will change the way we view car insurance in Florida. All drivers in Florida are required to have personal injury protection coverage under the current no-fault insurance program. If they are involved in an accident with an underinsured driver, PIP insurance coverage will allow motorists to file a claim against their insurance company. Many drivers in Florida still need PIP coverage. It provides coverage and protection to accident victims. This insurance is supported by those who believe it’s a necessity to manage medical costs. Florida’s minimum amount of no-fault coverage is $10,000. This can be used to provide some relief and compensation and lessen the burden on the courts for personal injury lawsuits.

SB 54 would repeal the no-fault insurance program. The legislature is interested in transferring liability to those who are at fault and eliminating the need to purchase PIP coverage. This could reduce state insurance rates, but it can also make it more difficult to prove fault in an accident.

SB 54 makes a significant change. It introduces a mandatory system for BI that is different from the PIP system. If you are found to be at fault for an accident, a bodily injury system will cover you against any claims. This type of insurance reduces the burden individuals have to pay for their insurance policies, provided they aren’t found at fault in an accident.

The outcome of the new bill is not known. We will closely follow this news and, if you need help navigating your insurance coverage or compensation after an accident occurs, reach out to our attorneys today.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is a St Petersburg Personal Injury Attorney She focuses on personal injury, car accidents, and bicyclist injury. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.

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